Career History

1966-1969: Licensed Real Estate Agent.

1989-Present: Broker and President, CFM Enterprises, Inc., a real estate brokerage company incorporated and licensed in Maryland.

1993-1996: Senior Consultant, Eastern European Real Property Foundation. Education Specialist assisting in development of real estate profession and licensing and training courses in seven Eastern European countries.

1984-1989: Century 21 - H. T. Brown Real Estate: Director and Chief Instructor, H.T. Brown Institute of Real Estate; Assistant General Manager.

1983-1984: Director and Chief Instructor, Coldwell Banker Institute of Real Estate, Maryland, Virginia and District of Columbia.

1982: Director and Chieflnstructor, Hugh T. Peck School of Real Estate; Branch Manager, Hugh T. Peck Properties. Developed and taught H. T. Peck Training Program.

1968-1981: Owner/President, C. F. McGowan Realty.

1976-1982: President, Stacom, Inc. Developed and built Stacom Professional Centre, Arnold, Maryland.

1968-1979: President, Chesapeake Colony Homes/Chesapeake Manor Development. Developed and built final phase of Indian Hills Subdivision, Arnold, Maryland, and custom homes $80,000-$250,000 range.

1969-Present: Licensed Real Estate Broker.

Licensed Instructor

Certified for both distance and classroom instruction for the states of Delaware, Maryland, Pennsylvania, Florida, Virginia, West Virginia, New Jersey and the District of Columbia for real estate continuing education and Prelicensing courses.

Certified International Distance Education Center (IDECC) Distance Education Instructor (CDEI); Certified IDECC "Leamer Engagement" Instructor; Certified IDECC "Learning Preferences" Instructor.

Special Activities

Inducted as Realtor® Emeritus, National Association of Realtors®, 2013 Appointed to ARELLO 2008 Global Membership Task Force.

Appointed to ARELLO 2014 Global Regulatory Best Practices Task Force Appointed to ARELLO 2016 Membership Committee Member, Education Advisory Subcommittee, Maryland Real Estate Commission Member, Broker Supervision Task Force, Maryland Real Estate Commission Member, Agency Law Revision Task Force, Maryland Real Estate Commission.

Appointed by Maryland Real Estate Commission to be one of three instructors to "Train the Trainer" on behalf of the Commission for the MREC Agency-Residential, MREC Agency-Commercial and MREC Required Supervision Course.

Appointed by Maryland Real Estate Commission to instruct "Train the Trainer" for 2016 and 2019 revised MREC Agency-Residential and 2017 MREC Required Supervision Course.

Recognized Expert on real estate and construction by State, U. S. District and U. S. Federal Bankruptcy Courts.

Developed for certification: the Hugh T. Peck School of Real Estate; the Coldwell-Banker Institute of Real Estate for Maryland, Virginia and the District of Columbia; the H. T. Brown Institute of Real Estate; and the Monocacy Valley Realty, Inc., Real Estate Institute.

Developed and teach over 70 continuing education courses for licensed Real Estate Agents, Associate Brokers and Brokers on the topics of Federal, State and local legislative Issues, fair housing law, antitrust law, real estate ethics and professional standards, agency relationships and responsibilities, construction, and professional enhancement.

Carroll County, MD, Association of Realtors® "1998 Outstanding Real Estate Educator" Prince Georges County, MD, Association of Realtors® "1991 Outstanding Realtor® Educator".

Consulting Editor, Maryland and Virginia Online Principles and Practice of Real Estate Prelicensing courses.

Consulting Editor, Maryland Real Estate Practice & Law 13th Edition, Dearborn Real Estate Education.


National Association of Realtors®
Maryland Realtors®
Howard County Association of Realtors® (Maryland)
Affiliate Member, Association of Real Estate License Law Officials, (ARELLO)
Real Estate Educators Association